Promoting teaching quality in consumer financial education for families and adults in Baden-Württemberg

Today's times are turbulent: pandemic, war, inflation, rising interest rates and increasing uncertainty constantly evolving, consumer financial education is needed that adapts to the changing demands of society and takes a holistic view of people – at different levels and in the most diverse situations in life. Financial consumer education should promote the acquisition of the ability to act and judge financially – also with regard to the effects of one's own decisions. Consumers should be empowered to find their way in the field of tension between companies with their own interests and the individual circumstances of life, to make self-determined financial decisions and thus to participate in society.

An important feature for high-quality financial consumer education is the teachers. This is where the project 'Teaching Quality in Financial Consumer Education' comes in. Its aim is to develop a training concept together with the Volkshochschulverband Baden-Württemberg e.V., the Evangelische Landesarbeitsgemeinschaft der Familien-Bildungsstätten in Württemberg (LEF) and the Verbraucherzentrale Baden-Württemberg e.V., which will prepare future lecturers for this demanding task. Within the framework of a participatory approach, subject content on various consumer-related topics (e.g., old-age provision, sustainable investment) will first be prepared in the form of factsheets, which will serve to familiarise the teachers. After an initial usability test of these factsheets, the teaching concepts and materials will be created and tested and evaluated in workshops with the teachers.

The project is funded by the Ministry of Food, Rural Areas and Consumer Protection of the State of Baden-Württemberg.

Project status: ongoing

Project team

  • Prof. Dr. Carmela Aprea
  • Manuel Vogler

Cooperation partners

Dr. Michael Lesky und Murat Schumacher-Gürel (Volkshochschulverband Baden-Württemberg e.V. (VHS))

Dr. Eckhard Benner, Niels Nauhauser, Vanessa Peifer (Verbraucherzentrale Baden-Württemberg e.V.)